EBA releases bank-level European mortgage exposure data
The European Banking Authority's 2024 transparency exercise publishes bank-level capital, asset-quality, and lending data, with residential mortgages shown separately from commercial property.
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All newsKenyan mortgage non-performing balances rise as the reported NPL ratio edges lower
The Central Bank of Kenya’s report released in September 2026 puts non-performing mortgage loans at KSh50.2 billion at end-2025, even as the ratio to gross mortgage loans eased to 16.3%.
Non-banks hold most Irish mortgage accounts more than 10 years in arrears
Central Bank of Ireland data show non-bank entities held 15% of principal-dwelling mortgage accounts overall but 93% of accounts more than a decade in arrears at end-June.
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High-LVR lending rose after Australia's 5% Deposit Scheme expanded
The RBA says high-LVR lending increased after the scheme expanded in October 2025 but remained a small share of total housing credit.
RBA finds non-bank mortgage arrears only marginally above banks'
The Reserve Bank's October review reports little evidence that non-banks took on meaningfully more credit risk as funding conditions eased, while noting their securitisation reliance.
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UK mortgage advances rise faster than new commitments in Q2
The Bank of England recorded £77.4 billion in gross advances and £79.2 billion in new commitments, with the two measures moving at different quarterly rates.
Most restructured Irish mortgages are meeting current terms, Central Bank reports
The Central Bank of Ireland says 89% of restructured principal-dwelling accounts were meeting their arrangements in Q2, while cautioning that this is not a measure of sustainability.
Privacy-modified 2025 US mortgage application records are now public
The CFPB says records from about 4,768 HMDA filers are available for analysis, opening a new dataset on mortgage applications and outcomes.
US agencies proposed more granular capital treatment for mortgage exposures
A March 2026 interagency proposal would change risk weights for some residential mortgage exposures and revise the treatment of mortgage-servicing assets.
Arrears rise among a small Toronto mortgage cohort as most borrowers manage renewals
The Bank of Canada's 2026 Financial Stability Report says the Toronto-area 2022–23 cohort was about 2% of outstanding balances, with a higher 60-day arrears rate in March.
OSFI flags mortgage renewals and concentrated exposures in its 2026 risk outlook
Canada's banking regulator says 3.1 million mortgages—52% of the total—were due to renew by the end of 2027, while describing risks in specific products and lender groups.
Euro-area banks report tighter housing-loan standards and weaker demand
In the ECB's Q2 2026 survey, banks reported net tightening of housing-credit standards and a net decline in demand; both measures are survey results, not loan volumes.
EBA reports moderate mortgage growth across European banks in 2025
The European Banking Authority's June 2026 assessment says residential mortgage lending grew moderately in 2025 and few banks expected asset quality to deteriorate.