Kenya’s Basel III Consultation: What the CBK Proposes and What Comes Next
The CBK’s consultation proposes stronger capital and liquidity safeguards for banks. Here is what the draft says, what may change in practice, and what remains undecided.
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All newsBasel III Adoption in Kenya: The Central Bank of Kenya’s Proposed Rules for Collateral Valuation and Bank Capital
The Central Bank of Kenya is consulting on draft Basel III-aligned rules. For property valuers and bank risk managers, the main issues are independent appraisals, loan-to-value calculations, forced-sale values and collateral monitoring.
UK Basel 3.1: What Property Risk Teams Need to Prepare for 2027
The Prudential Regulation Authority’s final rules clarify when banks must update property values and assess real-estate exposures. The UK implementation date is 1 January 2027.
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High-LVR lending rose after Australia's 5% Deposit Scheme expanded
The RBA says high-LVR lending increased after the scheme expanded in October 2025 but remained a small share of total housing credit.
RBA finds non-bank mortgage arrears only marginally above banks'
The Reserve Bank's October review reports little evidence that non-banks took on meaningfully more credit risk as funding conditions eased, while noting their securitisation reliance.
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UK mortgage advances rise faster than new commitments in Q2
The Bank of England recorded £77.4 billion in gross advances and £79.2 billion in new commitments, with the two measures moving at different quarterly rates.
Most restructured Irish mortgages are meeting current terms, Central Bank reports
The Central Bank of Ireland says 89% of restructured principal-dwelling accounts were meeting their arrangements in Q2, while cautioning that this is not a measure of sustainability.
Privacy-modified 2025 US mortgage application records are now public
The CFPB says records from about 4,768 HMDA filers are available for analysis, opening a new dataset on mortgage applications and outcomes.
US agencies proposed more granular capital treatment for mortgage exposures
A March 2026 interagency proposal would change risk weights for some residential mortgage exposures and revise the treatment of mortgage-servicing assets.
Arrears rise among a small Toronto mortgage cohort as most borrowers manage renewals
The Bank of Canada's 2026 Financial Stability Report says the Toronto-area 2022–23 cohort was about 2% of outstanding balances, with a higher 60-day arrears rate in March.
OSFI flags mortgage renewals and concentrated exposures in its 2026 risk outlook
Canada's banking regulator says 3.1 million mortgages—52% of the total—were due to renew by the end of 2027, while describing risks in specific products and lender groups.
Euro-area banks report tighter housing-loan standards and weaker demand
In the ECB's Q2 2026 survey, banks reported net tightening of housing-credit standards and a net decline in demand; both measures are survey results, not loan volumes.
EBA reports moderate mortgage growth across European banks in 2025
The European Banking Authority's June 2026 assessment says residential mortgage lending grew moderately in 2025 and few banks expected asset quality to deteriorate.